Guide to Motorcycle Insurance
A good motorcycle insurance policy offers affordable coverage for riders on the highways and byways of our great nation. Virtually all kinds of motorcycles from sporty racers to touring to cruisers are eligible for coverage that offers riders peace of mind and a sense of protection.
Motorcycle Coverage Choices
Coverage can protect not the motorcycle itself, but customized policies can also extend coverage to you, the rider, your bike and to other drivers and riders on the road.
As well as covering your bike against various kinds of damage, vandalism and theft, comprehensive policy coverage also can provide protection for your accessories, such as seats, saddlebags, chrome accents, backrests and more. This optional protection can be purchased along with collision or comprehensive coverage with one’s policy purchase.
This coverage type is what pays for damage to policyholders’ motorcycles when they’re involved in collisions with other vehicles.
This kind of coverage compensates for damages to one’s bike that aren’t related to actual collisions. Comprehensive coverage extends protection for many kinds of losses, such as theft, vandalism, fire, and more.
Medical Payment Protection
This is another example of optional protection that can provide medical coverage for the rider and his or her passengers involved in some kind of road incident resulting in injury.
Liability is what gives coverage for you should you cause loss to someone’s property while operating your motorbike. It also can provide extensive legal defense services for claims if someone were to file a lawsuit in the aftermath of an accident.
Uninsured/Underinsured Motorist (UM/UIM) Protection
Cover yourself from the actions of uninsured/underinsured motorists with protection that can compensate for injuries in accidents for which you are not at fault, but the ones who are have no coverage.
Motorcycle Coverage Discounts
The following is a myriad of discounts available to in lowering motorcycle insurance coverage premiums:
• Multiple Policy Discount
• Discounts for Members of Motorcycle Organizations
• Safe Rider Discounts
• Rider Safety Course Discounts
• Clear Record of At-Fault Accidents
Find out more about what discounts for which you can qualify by contacting an agent today. He or she will assist you in finding as many discounts as are applicable to your situation.
Comprehensive motorcycle insurance protection is far less costly than you might believe! Being today with a free quote on good motorcycle insurance that will keep you covered no matter where your next trip may lead you.